- Specimen Signature Card (SS card)
After getting relevant thing there comes the turn of SS card, this is a card on which
specimen of signature will be obtained from depositor at the time of opening of account
(once). A specially designed card is used for this purpose, this card is always counter
signed by an official of bank having IBS number, officials below rank or not having IBS
number are not eligible to counter sign it.
For illiterate person a recent picture of the newly account holder is taken and attached
with SS Card, as they cannot sign so for that purpose except sign there thumb impression
is taken along with picture.
To reduce the risk of frauds and misuse of the cheques of an illiterate person the
specimen signature card and account opening form both are stamped by the Personal
Visit stamp. Persons who are using thumb impression, it is very important for them to
visit personally for every transaction done from their account.
- Next of Kin
Next of kin is the person who is closest to the account holder in blood relations. He is the person who is entitled to the bank balance of the account holder in case of account holder is died or lost. Bank consult to this person at first for inquiring the account holder's where about. Account holder needs to give his/her name in the form while opening account at bank.
Please read this account openig form you will find Next of kin. It might help you.
- KYC
KYC stands for Know Your Customer. For further detail about it, read this article.
- BBA account
BBA stands for Bank Basic Account is a type of account. Some features are as under:
Its features can be varied according to the bank's preferences and policies.
Regards
-- Umeed
On Tue, Aug 9, 2011 at 7:59 AM, Marina Khan <damsel.khan@googlemail.com> wrote:
Anyone,
Please explain these banking operations (Specially Askari bank Internees)--
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