Thursday, September 22, 2011

Re: [ vuZs.net ] Digest for vuZs@googlegroups.com - 15 Messages in 10 Topics

mn janta to ni but send krta ho kahi na kahin se poch k 
jb hum he to kia gum he
On Thu, Sep 22, 2011 at 7:39 PM, <vuZs@googlegroups.com> wrote:

Group: http://groups.google.com/group/vuZs/topics

    NISAR AHMAD BHATTI <mc090402176@vu.edu.pk> Sep 22 06:03AM -0700 ^
     
    mujy viva call a gai hy 27 sep ko 11 bajy hy.plz pray 4 me.n koi dost mujy
    ye address samja sakta hy.i am from bhakkar n i did't see this vu campus
    before this.
    Virtual University Campus, Faisalabad, M/S Beacon Impex Plaza, 2nd-Floor,
    P-17/1, Bilal Road, New Civil Lines, Faisalabad. Phone: 041-2600234,
    2600236.
    plz agr fasilabad lari adda sy jana ho to kesy jaen gy.............
     
    --
    *BEST REGARDS,*
     
    * *
    *NISAR AHMAD BHATTI*
    * MC090402176*
    *MBA .4 MARKETING*
    * BHAKKAR *
    * *

     

    mc090401815 Malik Asad Ali Raza <mc090401815@vu.edu.pk> Sep 22 01:32PM +0500 ^
     
    waqas my name is asad ap se phelay main ne presentation di thy yad hai kya??
    result kitne din bad ahta hai did u know that?? aur jb result aya to plz
    mjhe btana
     
    On Thu, Sep 22, 2011 at 10:23 AM, mc090401892 Muhammad Waqas <

     

    mc090404592 Zain Akhtar <mc090404592@vu.edu.pk> Sep 22 02:53AM -0700 ^
     
    afer 1 day result cum
     
    On Thu, Sep 22, 2011 at 1:32 AM, mc090401815 Malik Asad Ali Raza <
     
    --
    Zaini

     

    mc090401892 Muhammad Waqas <mc090401892@vu.edu.pk> Sep 22 03:12PM +0500 ^
     
    Ok, I will tell you
     
    Yet not announced

     

    mc090403706 Kahkshan Asghar <mc090403706@vu.edu.pk> Sep 22 06:08PM +0500 ^
     
    A.A,
    viva was source of enjoyment .so easy
     

     

    me me <me.yourmano@gmail.com> Sep 22 02:16PM +0300 ^
     
    nae faiza ap call nae karo ge...ap k vu mail id pay mail ay ge about
    viva....ap ke report accept ho gae the?
     

     

    ShahLa <mc090200667@vu.edu.pk> Sep 22 02:41PM +0500 ^
     
    *still waiting...*
     
    On Thu, Sep 22, 2011 at 12:07 PM, mc090401434 Hasnain Mehmood <

     

    Akif Khan <mc090404204@vu.edu.pk> Sep 22 03:06PM +0500 ^
     
    I am still waitting for viva call pata nai kitni dair aur laggy giiiii
     

     

    mc090401892 Muhammad Waqas <mc090401892@vu.edu.pk> Sep 22 03:14PM +0500 ^
     
    Yes, meri presentation 20-sep-2011 ko islamabad campus mein hui thi

     

    Nida <mc090405212@vu.edu.pk> Sep 22 03:12PM +0500 ^
     
    *Alhamdulillah i passed my presentation and also complete mba.....its was
    great experience.....the questions which was asked to me during my
    presentation are as follows:
    First i start the intro of the org. then they said go to the training
    program, then i start that part and there they asked many questions as i
    have written that i have done in 2 departmenta accounts opening and
    operation department.....the first question they asked me that what is main
    difference b/w account opening form and kyc form? i answered thenm that the
    main differnce is the source of income that in the account opening form
    there is no salary or business income of the customer is given in the
    accounts opening whereas this detail is given in the kyc form.Then they ask
    what is main thing in the CNIC we check? i said it is the expiry date of the
    cnic and the customer signature....then he ask me that from where it can be
    cheked that the CNIC of the customer is fake or not? i answer that form the
    versisys of the NADRA office....then he asked me what is photo a/c i answerd
    that the customers who are illeterate and their signatures are shaky then
    those customers a/c are photp a/c then he asked me that it is complusory to
    have a photo in that a/c? i answered that yes...then he asked me that it is
    complusory that all the customers accounts should have the photos in their
    form? i said no only for the customers whose a/cs are photo a/c account
    should have photos in their forms not all the customers photos are
    complusory......then he asked me that if i have photo a/c then other any one
    can go in my behalf and take the amount in my behalf? i said no...only the
    person whose account is photo a/c can take the amount from his account
    except no one else...then he asked me that there is only 2 department in the
    bank? i said no there are departments also as finace department and the
    trade department also......then he asked you have done work in these
    department also??i said bank mostly give me work in the accounts and the
    operation department not on other departments.....then they said ok go on ur
    training program then i give the detail work of the opertation
    department....the he said ok go on next slide on the ratio analysis and
    start ur first ratio.......i start the current ratio with definition and the
    give the detaril that in which year it is increasing and
    decreasing......then they asked me what is the reason that it is increasing
    in that and decraesing in other year? i answer them in that particular year
    the current assets are increasing from the current liabilities thats why in
    that year current ratio is increasing whereas in the other 2 years the
    current liabilties is decraesing thats y it is decreasing in the
    year.....then he asked what is standard ratio for the current ratio? i said
    it is 2:1 he said it is normal ratio for the banks it is 1.5:1 and he said u
    can see banks current ratio never increase from the 1 mostly....then he said
    go on next ratio....then i give same definitaion and interpertation....then
    he said go on leverage ratio and start with the times interest
    earned......and he asked how u calculate the ebit? i said net profit before
    tax and add the interest expense....then he said where the amount of
    interest expense u get? i said from the profit and loss account......then he
    said go on debt ratio.....then i start that ratio he asked what is the main
    liability of the bank? i said it is deposits of its customers.... then he
    said what u interprate from the debt ratio it should be low or high which is
    good for the bank? i said it should be low.....then he said u said that
    deposits are the liabities then deposits should increase or decrese which is
    better? i said it should be incraese it is always good for the bank then he
    said then he said y said debt ratio low he said bank workingis different if
    it is higj it is good for the bank.....then he said u understand it...always
    remember it...then he said move on to the debt/equity ratio......i explain
    it the he said if 0.9010 show the debt then where is the equity ratio....i m
    just confuse in that point....then he said what is the accounting equation?
    i said assets= liabilities + oweners equity.....then he said ok....then put
    the values of assets and liabilities then it is? i said 1-0.90....then he
    said to the other teacher u can ask....he said no u can ask.....i forget in
    debt ratio he also said suppose debt ratio 5: 1 it is good or not? i said
    yes as standard ratio 60: 40 where debt is more than equity is good....he
    said it is for manufacturing companies not for the bank......then he said
    give one recommendation according to ratio analysis for the bank..... i
    answer him that bank should incraese its profit margin by decreasing its
    expenditures.....then he said ok thanyou u can go..............i think the
    best pratice is to prepare ur slides they just ask what is written in that
    some questions related to the general questions also.....
    *

     

    ShahLa <mc090200667@vu.edu.pk> Sep 22 03:08PM +0500 ^
     
    Cheque crossed generally
     
    Where a cheque bears across its face an addition of the words 'and company'
    or any abbreviation thereof, between two parallel transverse lines, or of
    two parallel transverse lines simply, either with or without the words 'Not
    Negotiable', that addition shall be deemed a crossing, and the cheque shall
    be deemed to be crossed generally.
    ]Cheque crossed specially
     
    Where a cheque bears across its face an addition of the name of a banker,
    either with or without the words 'Not Negotiable', that addition shall be
    deemed a crossing, and the cheque shall be deemed to be crossed specially,
    and to be crossed to that banker.This is called special crossed cheque.
     
    Account Payee or Restrictive Crossing
     
    This crossing can be made in both general and special crossing by adding the
    words *Account Payee*. In this type of crossing the collecting banker is
    supposed to credit the amount of the cheque to the account of the payee
    only. The cheque remains transferable but the liability of the collecting
    banker is enhanced in case he credits the proceeds of the cheque so crossed
    to any person other than the payee and the endorsement in favour of the last
    payee is proved forged. The collecting banker must act like a blood
    hound and make proper enquiries as to the title of the last endorsee from
    the original payee named in the cheque before collecting an 'Account Payee'
    cheque in his account. The same can be done by place slanted parallel line
    in the top most left corner of the cheque - in writing over their A/C
    payee's only.
     
    Not Negotiable CrossingThe words 'Not Negotiable' can be added to General as
    well as Special crossing and a crossing with these words is known as *Not
    Negotiable* crossing. The effect of such a crossing is that it removes the
    most important characteristic of a negotiable instrument i.e. the transferee
    of such a crossed cheque cannot get a better title than that of the
    transferor (cannot become a holder in due course) and cannot convey a better
    title to his own transferee, though the instrument remains transferable
    **

     

    mc090402888 <mc090402888@vu.edu.pk> Sep 22 02:34PM +0500 ^
     
    i am also interested in this job kindly add me my personal Mobile No is
    03336288812
     
     
     
     
    --
    ATIF SHAKIR
    MBA 4Th Semester
    Burewala

     

    alsyed printers <printer.alsyed@gmail.com> Sep 21 01:56PM +0500 ^
     
    I want to select SPECIALIZATION SUBJECT. Seniors to help plz.....
     
     

     

 Topic: viva
    "Chaudery Farhan Sarwar farhan.sarwar786@yahoo.co.uk" <mc090400858@vu.edu.pk> Sep 19 11:50PM -0700 ^
     
    Dear All,
    With the grace Allah i passed my viva also...now i complete
    MBA....Thanx to Allah and thanx to all those fallows who helped me in my
    study....
     
    On Mon, Sep 19, 2011 at 10:48 PM, mc090401444 Muhammad Irfan <
     
    --
    WE LOVE ALLAH & PROPHET MUHAMMAD (P.B.U.H)
     
    KINGHAAN

     

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