Re: [ vuZs.net ] Most repeated Questions in VIVA

In The Bank of Punjab

Anyone can get this account (BBA - Basic Banking Account) opened. Not limited to salaried persons and students only.

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On 9/8/2011 4:47 PM, Marina Khan wrote:

(In Askari bank limited)

BBA(Basic Banking Account) This account is open by salary

persons and also for students. For opening the account following documents are required:

 

Copy of NIC (see original NIC) 15

Salary Letter or bonafide letter for students

Initial deposit Rs.1000

Features of the Basic Banking Account(BBA

According to the State Bank of Pakistan(BPD Circular No. 30 of 2005), the following is a minimum set of features offered by a BBA account: 

a. The minimum initial deposit will be Rs 1000. 
b. Will be non-remunerative account. 
c. No limit on minimum balance. In cases, where balance in BBA remains 'nil' for a continuous six-month period, such accounts will be closed. 
d. No fee for maintaining BBA. 
e. Maximum two deposit transactions and two chequing withdrawals are allowed, free of charge, through cash/clearing per month. 
f. Unlimited, free of charge, ATM withdrawals from the banks' own ATMs. In case of withdrawal from BBA through the ATM machines of other banks, the respective/other bank may recover charges for such transactions. 
g. For the existing banking accounts, banks may get the consent of all their customers whether they wish to maintain a BBA with them or a regular full service banking account with its accompanying terms and conditions. In case an account holder does not give his/her consent for a BBA, his/her account will be treated as a regular full service banking account. 
h. Statement of account will be issued once in a year. 

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Marina Khan 

www.vuzs.net 

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