Saturday, September 10, 2011

Re: [ vuZs.net ] Most repeated Questions in VIVA

salam i am in 3rd symster. i need some guide related to course selection,
mayachm25@gmail.com

On Sat, Sep 10, 2011 at 5:55 PM, mc090404542 Maqsood Ahmed <mc090404542@vu.edu.pk> wrote:
I hv just started 4rth smter (finance), plz help me in final project, as i hv not attempted any project before. i m working as Accountant in Govt. Vocational Institute. i m waiting a favorable reply from all u fellows, i read all the above discussion and pray for the good knowledge of all the participants.....  Thanks
my email id ma7172ma@gmail.com

On Sat, Sep 10, 2011 at 5:12 AM, Marina Khan <damsel.khan@googlemail.com> wrote:
dear Hina naaz ,

These terms already explained by our respectable member umeed-e-subha and  Nida but m sharing again for you 

 
  • Specimen Signature Card  (SS card)

After getting relevant thing there comes the turn of SS card, this is a card on which 
specimen of signature will be obtained from depositor at the time of opening of account 
(once). A specially designed card is used for this purpose, this card is always counter 
signed by an official of bank having IBS number, officials below rank or not having IBS 
number are not eligible to counter sign it. 
For illiterate person a recent picture of the newly account holder is taken and attached 
with SS Card, as they cannot sign so for that purpose except sign there thumb impression 
is taken along with picture.
To reduce the risk of frauds and misuse of the cheques of an illiterate person the 
specimen signature card and account opening form both are stamped by the Personal  
Visit stamp. Persons who are using thumb impression, it is very important for them to 
visit personally for every transaction done from their account.

  • Next of Kin 
Next of kin is the person who is closest to the account holder in blood relations. He is the person  who is entitled to the bank balance of the account holder in case of account holder is died or lost. Bank consult to this person at first for inquiring the account holder's where about. Account holder needs to give his/her name in the form while opening account at bank.

Please read this account openig form you will find Next of kin. It might help you. 


  • KYC

KYC stands for Know Your Customer. For further detail about it, read this article. 


  • BBA account
BBA stands for Bank Basic Account is a type of account. Some features are as under:

Basic Banking Account (BBA)
  • Can be opened with only Rs. 1,000
  • No minimum balance requirement
  • Up to 2 withdrawal and 2 deposit transactions free every month
  • Unlimited withdrawals through HBL DebitCard
  • Non-profit bearing
  • Statement of account will be issued once in a year.
Its features can be varied according to the bank's preferences and policies. 

On Sat, Sep 10, 2011 at 4:37 PM, Marina Khan <damsel.khan@googlemail.com> wrote:
Fariha no dear,

in case if you are not clear in viva n presentation then you have to make just new internship report again n all other assignments .....no need to do internship again ....its depends on you if you want to do in other bank then you can.

Well, my previous analyses was from 2009 n now i made new analysis from 2010 .....annual report ...because they never accept my previous work n given to me "Need improvement" ......in my internship report this time.....then i again worked on my report n now they cleared me .....and m waiting for viva call ........i seriously cant understand why they doing with me like that! 

first they said...submit your previous report no need to make new ..thats why i submitted then y they given me "need improvement" ..then i asked from instructor that sir why new analysis i never done internship recently thats why accept my work as it is.....he said no ...now rule is changed make new analysis n then submit......huh!

its not very easy to do but we cant do anything except showing our patience ...its our university rules ....!

better luck this time ....=)


On Sat, Sep 10, 2011 at 4:17 PM, Marina Khan <damsel.khan@googlemail.com> wrote:
not repeat ......giving presentation again guyz ....stay relax i'v cleared my MBA in previous semester 

On Sat, Sep 10, 2011 at 12:35 PM, mc090400954 Aamir Raza Husain <mc090400954@vu.edu.pk> wrote:
marina aap ka mba complete ho gya hy? aap k kon sy sebjects thy?

On Fri, Sep 9, 2011 at 9:05 PM, Marina Khan <damsel.khan@googlemail.com> wrote:
dear mehreen,

Viva n presentation ....well procedure is very simple let me share my experience :

first of all my campus admin called me and copied my presentation in his own computer then ...he told me bout a conference hall and all other things about panel and instructors then he said ...go and wait in common room  panel will call you at 12:00 .....then i started my preparation again and practice ..at 1:30 they called me in conference hall where  i saw 3 members of my campus 1 lady and 2 sir sitting near a long round table (looked like a gol mez conference lolz...=pp)   and 3 instructors on a T.V screen (I think it was Sony bravia....42" inch LCD what a quality of picture wowww =ppp n instructors looked like karina kapur and govinda hehehe .=ppp forget it) .....then one lady said ...come come sit here n relax ....she is so polite and educated girl n i like her allot ....then i sat in front of LCD but it was lil bit on hight then she log in my computer (same like examination) n said see camera (fitted on wall near LCD) and introduce yourself .....and be confident then she smiled and sat on her seat. 

I introduced myself then panel members said " you have 15 minutes start your presentation with the name of Allah " then i started from intro of organization n  my training program but they said now its viva time so move on ratio analyses and tell us 

1. how u calculate ratio analyses and  what the impact on organization ...what ratio is good for org etc (mostly 1 or greater then 1 consider as good ...it was my answer)
 
2.  Where is quick ratio ? (i said i never calculate sir because banks cant calculate this ratio)

3. why you never calculate quick ratio any reason ? (cause bank has no inventories  )
4. Tell me what is next to kin?
5. What you know bout differed tax?   
6. What is big liability of a bank? 
7. tell me the name of currency banks deals with 
8. Explain these terms quickly ...  
  • SS card
  • LC 
  • BBA account
  • KYC
9. what is swift and how they transfer money...what is DD etc
10. how bank control their expenditure ?

and bundles of other questions which was very tough for me. 40 minutes they asked questions ....some arguments between us etc then i left my place!

Well , if your training program is well prepared then m
 100 % sure you will clear in viva! also ratio analyses ....

Presentation is not a big task its very simple to present all thing even they never listen you most of time ....their main focus on just viva thats why prepared for your viva instead of wasting time on presentation slides etc....hope you will understand =)

sorry for mistakes if u'll find... as you know my English is not so good as ya people ..........thats why sorry hann=pp

best of luck dear! 

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Marina Khan 
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Name;Aamir raza hussain
City;Lalamusa
Study Program; MBA Finance 4th Smester




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Marina Khan 



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Marina Khan 



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Marina Khan 
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amm

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